Poddala, P., Poddala, A., & Farild, M. (2025). ANALYSIS OF FINANCIAL DIGITALIZATION ON THE EFFICIENCY OF SMALL AND MEDIUM ENTERPRISES (SMEs) PRODUCTIVITY. Assets : Jurnal Ekonomi, Manajemen Dan Akuntansi, 15(1), 140–152. https://doi.org/10.24252/assets.v15i1.59483