Literasi Keuangan dan Kinerja Sebagai Kunci Keberlangsungan UKM Wisata Kuliner Halal Kanigaran di Probolinggo

Khusnik  Hudzafidah; Ahmad Iskandar Rahmansyah; Junaidi Junaidi

doi:10.24252/isafir.v5i2.52887

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Vol. 5 No. 2 (2024): Volume 5 (2) Desember 2024

Issue Published : Dec 29, 2024

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Submitted

Dec 7, 2024

Published

Dec 31, 2024

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Financial Literacy and Performance As Keys To The Sustainability of Halal Culinary Tourism SMES in Kanigaran, Probolinggo

https://doi.org/10.24252/isafir.v5i2.52887

Khusnik Hudzafidah

Universitas Panca Marga, Indonesia

Ahmad Iskandar Rahmansyah

[email protected]

Universitas Panca Marga, Indonesia

Junaidi Junaidi

Universitas Panca Marga, Indonesia

Corresponding Author(s) : Ahmad Iskandar Rahmansyah

[email protected]

ISAFIR: Islamic Accounting and Finance Review, Vol. 5 No. 2 (2024): Volume 5 (2) Desember 2024
Article Published : Dec 31, 2024

Abstract

This study aims to analyze the impact of financial literacy on the sustainability of SMEs, with performance as an intervening variable, focusing on halal culinary SMEs in Kanigaran, Probolinggo. A quantitative approach was used in this study, with data analysis conducted using SmartPLS. The findings indicate that financial literacy significantly influences both the performance of SMEs and their sustainability, both directly and through the mediation of performance. Financial literacy aids business owners in better managing their finances, while SME performance strengthens business resilience in facing market challenges. This study contributes practically to policymakers by highlighting the need for financial literacy training programs and performance enhancement strategies to support the sustainability of SMEs. Additionally, the research provides academic implications on the importance of intervening variables in the relationship between financial literacy and SME sustainability.

Keywords

Financial Literacy SME Sustainability SME Performance Halal Culinary Tourism

Hudzafidah, K., Rahmansyah, A. I., & Junaidi, J. (2024). Financial Literacy and Performance As Keys To The Sustainability of Halal Culinary Tourism SMES in Kanigaran, Probolinggo. ISAFIR: Islamic Accounting and Finance Review, 5(2), 127-144. https://doi.org/10.24252/isafir.v5i2.52887

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