Raprayogha, R. and Agustina, I. (2021) “Pengaruh Financial Literacy dan Self Efficacy terhadap Minat Kredit Pada Civitas Akademika Universitas Islam Negeri Alauddin di Koperasi Al-Muawwanah”, Study of Scientific and Behavioral Management (SSBM), 2(3). Available at: https://arsip-journal.uin-alauddin.ac.id/index.php/ssbm/article/view/23800 (Accessed: 7May2025).