Productive Zakat Utilization: A Strategic Solution for Alleviating Community Poverty through the Lapak Berkah Program by IZI Makassar
DOI:
https://doi.org/10.24252/lamaisyir.v12i2.61859Keywords:
Utilization, Productive Zakat, Community Economy, Blessing Stall, Indonesian Zakat InitiativeAbstract
This study aims to analyze the model of productive zakat utilization as a solution in empowering the people's economy. This study was conducted on mustahik who are members of the blessed stall group fostered by the Indonesian Zakat Initiative. This study uses a descriptive approach. The data used are primary and secondary data. Data processing techniques include data display, data reduction, data verification and conclusion drawing. The findings in the study, 1) the productive zakat utilization model includes several stages, as follows: Conducting initial observations to prospective recipients to assess their eligibility as people entitled to receive zakat according to the criteria in the eight asnaf, having a type of business that has been running for at least three months, willing to follow the established rules, in the form of the obligation to provide business development reports and be willing to be evaluated at any time, the submission of the first stage of working capital funds, after which the IZI is active in providing guidance and coaching, to assess the development of their businesses, the IZI conducts periodic evaluation programs, each monitoring period, the fostered members are required to submit reports; 2) Utilization of product zakat is quite effective in improving the economy of mustahiq; 3) Obstacles faced include: limited working capital, low ability to keep good financial records, so that company funds are often mixed with personal funds, limited market access, weak business management, and less strategic business locations.
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